Find an activity partner, new friends, a cool date or a soulmate, for a casual or long term relationship. Many sites claim to be free but hit you with surprise charges after you join.
The sales person told me that they charge a totla of 2% of what I owe my creditors, plus 30% of the difference between what I owe my creditors and what they settle the debt for.Have you tried all the traditional ways to find someone special in New Jersey? I have a son that means alot to me, Still in his 5th grade..Are you tired of the New Jersey bar & club scene, coming home to an empty house, lonely tables-for-one at those romantic New Jersey restaurants, disastrous blind dates set up by your matchmaking friends, New Jersey local singles groups, singles events and meetings with no results?? Connecting Singles is a 100% FREE New Jersey dating site where you can make friends and meet New Jersey singles. Like to exercise, dance, swim in the ocean or pool. I usually go to Cape May, Wildwood, and Seaside Heights in the summer. I enjoy exercising daily which either involves weight training or aerobics, I love to go out dancing, to nice romantic dinners...She said that I would be buying time with my creditors since they would contact them and handle all collection calss from my creditors.I wanted to think about it and look into this whole debt consoldation business, but she was very insistant that I sign the contract right away and that I could quit at any time.After a month of no activity from my creditors and continuous flow of letters and collection calls rom them, I decided to handle this myself.
I emailed my account rep and asked to close my account and get a refund for the money that was being held in escrow to pay my creditors. He said that their fee was 2% of my credtor balances MONTHLY! They told me I was buying time with my creditors, but they didn't tell me I was paying them! It is definately unethical and should be looked into by government regulators.
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I had a Merchant Cash Advance that I signed for personally that I was most concerned about and she told me that they had recently negotiated with this exact crreditor for 5% of the total balance owed.